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Do you need assistance to purchase a home?
Federally funded grants are available to low-income households though city-certified lenders for homes purchased within city limits.
The home you want to buy must:
No minimum credit score is required.
To qualify for the program, you must:
Please note our income calculator is only an estimate and does not guarantee approval.
Check Your Eligibility
Contact a HUD-certified housing counseling agency and enroll in the seminar. A seminar is usually eight hours long, held over one or more sessions over a single weekend. Costs vary depending on the counseling agency.
At the end of the seminar, you will receive a certificate of completion. This certificate is good for one year.
Find a Housing Counseling Agency
As part of this program, you must use a city-certified lender to apply for your mortgage loan.
Find a City-Certified Lender(PDF, 41KB)
Consult with a real estate agent or view property listings to find a house.
You can use our locator tool to see if the home you’d like to buy is within Orlando City limits.
Check the Address
Your city-certified lender will send us your down payment assistance application. The city will review your application and if approved, we will schedule an appointment with you to finish your paperwork. The city will also inspect the house to ensure it meets safety standards.
If you are approved, we will provide the title company with funds prior to closing.
400 South Orange Avenue
Orlando, Florida 32801
Monday - Friday 8 a.m. to 5 p.m.
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